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Starwood Preferred Guest (R) Business Credit Card from American Express
Primary Benefits:
- Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
- Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates. Starwood hotels include Sheraton®, Westin®, W Hotels®
- Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
- $0 annual fee for the first year, then $65 each year thereafter.
- Who is this card for?
- This card is ideally suited for businesses that:
- Are established, cash flow positive and have an excellent credit history.
- Have revenue in the 6 to 7-figure range that want more flexibility to manage cash flow, purchase materials and handle other business expenses.
Please refer to Terms and Conditions on the American Express website for details on the above statements.
Our Review
You also receive Preferred Plus status in the Starwood Preferred Guest program -- good for small upgrades (when available) and 4pm late checkout (of course, subject to availability). The 4pm checkout is one of the best benefits of the program and we've used it often.
It's probably helpful to list the Starwood brands, as you might not recognize them as SPG, but you know the brands: Sheraton, Westin, W Hotels, St. Regis, Four Points by Sheraton, The Luxury Collection, and aLoft.
The Starwood Preferred Guest AMEX card is our current running favorite travel rewards credit card for two reasons:
- There are no blackout dates on redemption. If a standard room is available, it's yours for points. This editor has personally redeemed points for valuations as high as 8 cents per point -- giving an effective 8% cash back yield. Of course you won't always find such great redemption opportunities but they are out there. Given the no black out rule, some of the best uses are on holidays. New Years Eve hotel rates might be through the roof but, for example, if you want to stay at the Westin Times Square in New York City on NYE and the rates are giving you a nosebleed, know that it's the same amount of points as any other day and if there's a room available, it's yours. Priceless.
- You can transfer Starpoints out of the SPG program into most major airlines at a rate of 1.25 to 1 when you transfer a block of 20,000 points (20,000 Starpoints = 25,000 airline miles (click here for current list of partners).
- Receive Gold Preferred Guest status in the SPG frequent guest program when you spend $30,000 in a calendar year.
Apply now for the Starwood Preferred Guest Business American Express Credit Card!
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Legal disclaimer: All information on this page was correct when published, however, deals offered by credit card companies change often and therefore may have changed since this page was written. Please be sure to read all features, offer, promotions, and benefits on the credit card issuer's site before completing an application.
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