NOTE: Citi is no longer offering the Citi Thank You Premier card – you can apply instead for the Citi ThankYou Preferred card which has similar benefits but no annual fee and a 15,000 ThankYou Point signup bonus. However, please note that the Preferred card does NOT offer the flight points or 1.33% bonus on flight redemptions.
Guest writer: Lynne Mullins, talking about the Citi ThankYou Premier card.
Busy travelers who want to get the most out of a travel rewards credit card will want to keep reading to understand how to use the Citi ThankYou Premier Card to gain additional returns and more rewards for your money. By simply choosing how you book your travel, you can earn much more than the standard one point per dollar on eligible purchases that is typical of most credit card reward programs.
The Citi ThankYou Premier Card is a credit card that at face value, earns one point per dollar spent on all qualifying purchases that are made with the card. For heavy credit card users, these points can add up quickly. For example, if an airline ticket is purchased with the Citi credit card, you earn points for both the purchase and for the miles flown on the trip. On a side note, the Citi program offers travel benefits with no blackout dates.
- Earn additional reward points for miles flown with the Citi ThankYou Premier Card
- Points can be used above and beyond face value when redeemed for airfare
- No blackout dates
By purchasing airline tickets through the ThankYou Travel Center with your accrued points, you can gain an additional 33 percent in value. For example, if you want to redeem your points to buy a $333 airline ticket, it will only cost you 25,000 points, whereas if you were buying this ticket through another points-based program, the redemption point total would typically be around 33,250 points. When used in this manner, the card functions as a 2.66 percent cash back card. There is no limit to the number of points that can be accrued, and there is no expiration date for points.